The Life Insurance Blog - News and Information

Information and news from the world of life insurance. Also, find tips on finding the right life insurance provider for you, at the right price.

Tue, 11 Apr 2006 10:39:36 -0700

How do I decide if I need more disability of life insurance coverage?

Determining how much insurance you need depends on what debts and obligations you want to cover -- and on how much coverage you can afford. Members of the Financial Planning Association of Greater Indiana offer suggestions on how to sort out the details.

Sun, 26 Mar 2006 12:17:00 -0800

How Life Insurance is Valued for Estate Taxes

This helpful article from Scripps Howard summarizes the estate tax treatment of life insurance very well.

Thu, 23 Mar 2006 19:46:00 -0800

Volunteering

I thought that I'd diverge and talk about different ways that we can each do something about what's going on in our world and do our part to make it a little better.

Thu, 16 Mar 2006 12:55:43 -0800

Eight Ways To Protect Your Wealth

This got me thinking about how to preserve and grow my wealth, regardless of what challenges life throws at me. Hence, here are eight things for you (and me) to think about:

Mon, 13 Mar 2006 14:14:45 -0800

Should You Insure That Mortgage?

Mortgage life insurance isn't as useful as it sounds. There are other options to consider.

Wed, 08 Mar 2006 15:33:54 -0800

Consequences of neglecting life insurance can be tragic

Proper life insurance coverage can determine whether your family members face a comfortable future -- or financial ruin.

Tue, 07 Feb 2006 11:49:02 -0800

How life insurance is valued for estate tax return

To understand how life insurance is valued for estate tax returns, begin with the face value of the policy. The face amount of the insurance is usually the figure used in preparing an estimate of potential estate taxes.

Tue, 07 Feb 2006 11:48:10 -0800

Insurers ask: Are you sufficiently covered?

As you make your plans for 2006, take a moment to think about all the things that could go wrong in the next 12 months. Fire. Theft. Untimely death.

Tue, 31 Jan 2006 14:52:06 -0800

ConsumerAlert: Ins And Outs Of Life Insurance

NBC 10's Consumer Alert looks at the ins and outs of life insurance.

Tue, 31 Jan 2006 14:51:11 -0800

Ownership of life insurance policies

From a Scripps Howard news article today about life insurance ownership and using gifts. It says in part: Planning for ownership of life insurance is important

Tue, 31 Jan 2006 14:49:09 -0800

Planning tax savings with life insurance gifts

Planning for ownership of life insurance is important in attempting to eliminate or minimize taxes on the estate of the insured person. Such planning primarily involves lifetime gifts of the ownership of life insurance policies in order to remove the death proceeds from the insured's gross estate for federal estate tax purposes.

Mon, 16 Jan 2006 12:50:05 -0800

Should I buy insurance that would pay off my mortgage if I die?

There's an interesting article at Indystar.com regarding whether one should have mortgage life insurance.

Fri, 13 Jan 2006 15:58:50 -0800

Insurance Plans You Can Avoid - My Comments

There was a recent article on Business Week Online with the above title. Unlike a lot of articles I see about insurance there was a lot to agree with here.

Mon, 02 Jan 2006 13:06:57 -0800

Book Excerpt: Planning For Trouble

For all of us there's the life we're living and a potential, different life. Our normal days—filled with work, family, friends, shopping, movies, sports, books—are the ordinary way of the world. But down in the dark lies another life that we might have to face if something goes awfully wrong.

Tue, 06 Dec 2005 15:45:48 -0800

Finished refinancing? Check your life insurance policy

Consumers have had a fabulous opportunity in recent years to refinance their home mortgage because of historically low interest rates. But the opportunity is fading as mortgage rates rise.

Tue, 06 Dec 2005 15:44:17 -0800

Senior Life Insurance

We get a lot of inquiries for senior life insurance, even for life insurance for age 85 and older. Does it make sense?

Tue, 06 Dec 2005 15:40:53 -0800

North American Life Insurance Activity Declines 2.9% in October

WESTWOOD, Mass., Nov. 22 /PRNewswire/ -- North American application activity for individually underwritten life insurance declined -2.9% in October, year-over-year, according to the MIB Life Index(SM).

Mon, 21 Nov 2005 15:35:14 -0800

Company offers free life insurance

In this day in age, the word "free" often comes with enough small print and red tape tethered to it,that one discovers that it is anything but free. And yet, what would you do if you discovered an amazing deal that might appear too good to be true, when it really isn't?

Mon, 14 Nov 2005 14:14:28 -0800

Financial Focus: Are you properly insured?

Who likes to talk about insurance? Very few people. Who needs adequate insurance? Everyone.

Mon, 14 Nov 2005 14:13:33 -0800

ING, Aegon Report Higher Profit, Helped by U.S. Life Insurance

ING Groep NV, the largest Dutch financial-services company, and smaller competitor Aegon NV reported unexpected gains in third-quarter profit, helped by sales of life insurance in the U.S. The shares of both companies rose.

Mon, 07 Nov 2005 10:58:32 -0800

Troops Affected By Hurricane Can Have their Military Life Insurance Deadline Extended

First Coast News in Jacksonville, Florida reported that members of the military who were affected by Hurricanes Katrina and Rita can have additional time to change their Servicemembers' Group Life Insurance coverage.

Thu, 03 Nov 2005 16:40:35 -0800

Mass Mutual makes Life Insurance available for Women with Breast Cancer

The insurance company updates its guidelines. The result is that more women can now get life insurance.