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From CNN and Money magazine, CNNMoney.com combines business news and in-depth market analysis with practical advice and answers to personal finance questions.

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Tue, 29 Apr 2008 06:09:09 EDT

When to get long-term-care insurance

It's not alarmist to think that you'll need long-term care in your lifetime. Among Americans who reach their 65th birthday, 45% will have to pay for some kind of long-term-care services, according to the actuarial firm Milliman.

Wed, 27 Feb 2008 09:22:01 EST

Private nurses for common folks

You may think of private nurses as a luxury for the ultra-rich, like a butler or personal chauffeur. But hiring in-house medical care has become an increasingly viable option for regular folks too.

Mon, 22 Oct 2007 15:10:57 EDT

The cost of long-term care

Some insurance decisions are easy. Take life insurance. You know you need it to replace the income your spouse and kids would lose if you died. Insurers don't have much leeway to dispute claims for death benefits because "deceased" is a pretty definite condition.

Tue, 11 Sep 2007 09:32:25 EDT

Health costs race past inflation

Health insurance premiums in 2007 rose 6.1 percent, the lowest growth rate in eight years but still well above inflation and worker earnings, according to the latest annual survey from the Kaiser Family Foundation.

Fri, 31 Aug 2007 11:14:28 EDT

Teetering on the edge of insurance

Small business owners Gordon and Babette Brennan used to pay as much as $800 a month for health insurance. But the Jupiter, Fla. couple felt like they received little in return: Claims for ordinary pediatrician visits for their son Ryan were denied. Procedures like blood tests weren't covered. Co-pays were $40 a pop.

Fri, 24 Aug 2007 16:00:41 EDT

If a storm hits, are you covered?

The floods and rain in the Midwest continue to cause severe problems there. We spoke with one family whose home was destroyed by a mudslide.

Tue, 17 Jul 2007 08:33:48 EDT

Bad credit? Insurers will make you pay

By now you know that you need to keep tabs on your credit history to make a good impression on lenders, landlords and employers. But did you know that your home and auto insurers are also looking?

Thu, 14 Jun 2007 13:47:49 EDT

Correct medical billing snafus

Consumers have to be vigilant when it comes to unraveling billing mistakes.

Fri, 11 May 2007 17:31:56 EDT

Allstate: No new homeowners policies in Calif.

Allstate Corp., the largest home insurer in the United States, said this week it would no longer write new homeowner policies in California, marking another reduction in its property coverage nationwide.

Fri, 11 May 2007 17:30:10 EDT

The wrong (and right) way to get income for life

You've no doubt seen those AXA Equitable commercials in which an 800-pound gorilla advises a couple nearing retirement to consider annuities as a way to guarantee income for the rest of their lives.

Fri, 24 Aug 2007 16:00:41 EDT

Tornados: Are you covered?

The devastation in Florida could happen anywhere. Here's what you need to know about your homeowners' insurance.

Wed, 31 Jan 2007 11:41:32 EST

Save on your insurance costs

Earlier this week, we told you how to cut your fees. Now, how to save more money on your insurance.

Mon, 04 Dec 2006 09:52:34 EST

Medicare in 2007: What you need to know

When Medicare began offering Part D prescription drug coverage for the first time this year, seniors had six months to sort through the chaos - and it was chaos - to pick a plan.

Mon, 30 Oct 2006 12:31:59 EST

How to buy long-term care insurance

It's no surprise that healthcare costs are soaring. The cost of a nursing home today is about $71,000 annually, or about $200 a day. The cost for assisted living is about $32,000 a year or $88 dollars a day.

Mon, 21 Aug 2006 11:16:04 EDT

Thinking twice about variable universal life

QUESTION: I'm single, in my 30s and I'm already maxing out my 401(k) and IRA account. My financial planner is recommending I purchase a variable universal life policy, the rationale being that I have exhausted all of my other tax-advantaged investment opportunities. I trust my adviser, but I don't understand whether a variable universal life policy is really a good deal. What do you think? George K., Hartford, Conn.

Fri, 21 Jul 2006 11:18:52 EDT

What I learned when my tree fell down

I consider myself financially savvy, so when my husband told me that our beautiful, 200-year-old red oak had fallen during a rainstorm while I was away, I was sad but not worried.

Fri, 14 Jul 2006 12:31:03 EDT

Home insurance you need

Getting the enough insurance coverage for your home is the only way to protect your most valuable asset. In today's tips we're going to tell you what you need to know BEFORE a storm strikes.

Tue, 11 Jul 2006 11:17:58 EDT

Get the right amount of life insurance

QUESTION: My husband and I own our home, plus we have two rental homes and two investment homes that are now for sale. My husband recently cashed out his whole life policy and ended up with around $6,000. Given the assets we own and the fact that we have a $250,000 line of credit, my husband feels we don't need life insurance any longer, so he also wants to terminate my policy. I think we still ought to have term life insurance, however, as we have seven children, three of which are still at home. Who do you think is right, me or my husband? - Cindy, Tempe, Arizona

Sun, 18 Jun 2006 21:14:23 EDT

Growing number of working uninsured

It's not just the unemployed going without health insurance. Faced with soaring premiums in company-provided plans, millions of employed Americans are opting out.

Sun, 25 Jun 2006 16:05:14 EDT

Do It Now: Save on auto insurance

When it's time to renew your car insurance, don't automatically sign up with your old insurer: You may miss a chance to save.